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Experienced mortgage underwriter with analytical skills. I have been approving loans and mortgages after thorough inspections and case studies. Detail-oriented and extremely meticulous in my work, I make sure that my work and responsibilities are completed on time and done properly. I have studied law and have worked as a banker, which enhances my abilities to follow the right procedures for mortgage acceptances. I have always delivered accurate research work and determine eligibility after a long procedure. I wish to maintain my quality of work and improve with every task.
Work Experience
Pan American Mortgage
Mortgage Underwriter
(Jun 2013 to Present)
11 Years & 10 Months
• I am responsible for regularly reviewing applications and getting verifications done.
• I calculate the applicants' debt to income ratios.
• It is my job to remain aware of the changing rules and regulations to ensure legal loan facilities.
• I also look after the assessments of property and time settlement with applicants.
Country Development Bank
Mortgage Underwriter
(Feb 2009 to May 2013)
4 Years & 3 Months
• I was responsible for reviewing the applications and completing all the assessment of property available for mortgage.
• I was also responsible for determining the eligibility for loan based on tax returns and regular income.
Mortgage Department- U.S. Bank
Mortgage Report Maker
(Apr 2003 to Jan 2009)
5 Years & 9 Months
• I started work as a data collector who compiled reports of mortgage applicants.
• My job included gathering information and getting assessments done before presenting the final case to the mortgage underwriter.
• I was also responsible for verifying the documents and ensuring that the applicants presented genuine paperwork.
West American Bank
Corporate Banker
(Jan 2001 to Mar 2003)
2 Years & 2 Months
• I worked as a corporate assistant. My responsibilities included meeting with client companies and discussing different packages.
• I was also responsible for weekly correspondence with the client company representatves.
• I received and answered calls and questions of the clients and satisfied their requirements in the best possible way.
Education
Law and Banking
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Banking
- I have been a corporate banker for several years due to which I have contacts in several offices.
- I use my resources correctly and effectively for tasks such as property assessments and verifications.
- It has provided me with the analytical approach and insight that helps me make better decisions.
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