Banking Relationship Manager Resume Sample

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Jane Washington

Banking Relationship Manager

Trusted banking partner to businesses that are growing

+1 212 555 0600
linkedin.com/in/jane-washington-banking

Banking relationship manager with eleven years in commercial banking in New York, managing a portfolio of business and corporate clients. Owns the full relationship — understanding each client's business, structuring lending and treasury solutions, growing the portfolio, and being the trusted banker clients call first. Grew the portfolio's revenue and balances substantially while keeping credit quality and client satisfaction high. Originates and structures loans, manages credit and risk, cross-sells the bank's products, and balances client advocacy with sound lending decisions. Strong on the financial analysis, the relationships and the commercial judgement the role demands. Calm and credible with business owners and CFOs alike. Looking for a relationship-manager or commercial-banking role with a bank that backs its clients and its bankers.

LocationNew York, USA
NationalityAmerican
GenderFemale
Notice Period1 month
Date of Birth1990-05-12
Work Experience
(April 2016 to Present)10 years & 4 months

Metropolitan Commercial Bank - New York, USA

Banking Relationship Manager

Own a portfolio of business and corporate clients across the entire end-to-end banking relationship daily.
Grew the portfolio's revenue and balances substantially while keeping the overall credit quality genuinely high.
Structure the lending, the treasury and the cash-management solutions around each client's specific needs.
Originate and underwrite the loans, managing the credit, the risk and renewals through the cycle.
Cross-sell the bank's wider products and act as the trusted first call for the clients.
Balance genuine client advocacy with sound, disciplined lending decisions on each and every single deal made.
(August 2011 to March 2016)4 years & 8 months

New York Business Bank - New York, USA

Commercial Banking Associate

Supported relationship managers with credit analysis and client servicing across the portfolio.
Prepared the loan proposals, the financial spreads and portfolio reviews each cycle.
Learned the credit, lending structures and client management properly on the job.
Gained the credit certification and then a relationship-manager portfolio of her own.
(June 2009 to July 2011)2 years & 2 months

New York Business Bank - New York, USA

Credit Analyst

Analysed business credit and prepared loan write-ups for the lending team.
Spread the financials, assessed risk and supported the underwriting decisions daily.
Built the credit foundation that commercial relationship banking is built on.
Then earned the move into a commercial-banking associate role from there.
Education
(September 2007 to June 2011)3 years & 10 months

New York University, Stern

BBA in Finance - Finance

Finance degree covering corporate finance, lending and financial analysis, with a banking internship. The internship led directly into commercial banking. Built the analytical foundation the role needs.
(January 2014 to August 2014)8 months

Risk Management Association

Credit Risk & Commercial Lending Certification - Commercial Banking

Certification in credit risk and commercial lending covering analysis, structuring and risk assessment. It deepened the credit discipline behind lending. Applied directly to structuring and managing client facilities.
Highlights

Grew the portfolio

Grew the portfolio's revenue and balances substantially while keeping credit quality and client satisfaction high. Growing the book without loosening credit is the balance the role is judged on.

The client's first call

Became the trusted banker that business owners and CFOs call first when something matters. That trust is the entire foundation of relationship banking.
Technical Skills
  • Relationship Management
  • Commercial Lending
  • Credit Analysis
  • Loan Structuring
  • Risk Management
  • Treasury & Cash Management
  • Portfolio Growth
  • Cross-Selling
  • Financial Analysis
  • Client Advisory
Languages

English

Native or Bilingual Proficiency

Spanish

Professional Working Proficiency
Certifications

Credit Risk & Commercial Lending

Risk Management Association (August 2014 to Present)

Certification in credit risk and commercial lending covering analysis, structuring and risk assessment. It deepened the credit discipline behind lending. Applied directly to structuring and managing client facilities.

Treasury & Cash Management

AFP (April 2019 to Present)

Certification in treasury and cash-management products for business clients. It supports structuring the working-capital and payment solutions that deepen the banking relationship.
Personal Skills
  • Communication
  • Commercial Judgement
  • Relationship Building
  • Integrity
  • Composure
References

Robert Klein, Metropolitan Commercial Bank

Market President Reference

Donna Pierce, Metropolitan Commercial Bank

Senior Credit Officer Reference

Activities & Interests

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